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House Building Finance Company – HBFC

Job Detail
Join us at HBFC

Manager – Credit Risk Analytics and Middle Office

Job Title: Manager - Credit Risk Analytics and Middle Office

Corporate Title: Manager - Credit Risk Analytics and Middle Office

Location: Karachi

Required Qualifications: Master’s / Bachelor’s degree (16 years of equivalent education) in a quantitative discipline (Actuarial Science, Statistics, Finance, and Mathematics) from a HEC-recognized institution.

Candidates holding CFA/FRM certifications will be preferred.

 Age: (as of the last date of submission of application) 40 years maximum.

Experience: (Post Qualification) Minimum 03 years of relevant experience.

Details,

Job Description:

  • To be involved in the preparation of policies.
  • Development and implementation of Application & Behavioral Scorecard
  • Policy / Procedure Updation & Implementation
  • Review of the Advances Portfolio and present in different committees
  • Monitoring of CRR, SLR, line limits, and other middle office reports.
  • Presentation of Treasury portfolio position in Committees
  • To be involved in the preparation of working papers Management Committees / Board Risk Committee
  • Audit / Management Coordination: ICFR, IFRS 9, SBP Inspection Team, Commercial Auditors, Internal & External Auditors
  • To provide training to the Risk Team & Other officers related to Application Scorecard Training

Competencies:

  • Relevant experience in financial modeling, hands-on statistical risk modeling experience of building Credit Application and Behavior Models with demonstrated proficiency in each step of scorecard development and its validation.
  • Knowledge and hands-on with Advanced Excel, Power BI, VBA, C++, SPSS/SAS, and other programming skills with experience in working with large datasets
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