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Ghar Sahulat Scheme (GSS)

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Testimonials

"Currently in Qatar since 2013, I applied for a home loan in Pakistan through HBFC. The entire process was seamless, and my experience with HBFC has been excellent."

Asif Murtaza

Gilgit-Baltistan

"My journey with HBFC has been incredibly positive. As a professional, I needed a home financing solution that understood my unique needs. HBFC not only assisted me with housing finance but also provided guidance at every step."

NIGHAT ALTAF

Karachi, Sindh

"I am a working woman and have been working for 10 years. Owning a home is everyone's goal, but finding a trusted financial partner is crucial. When it came to my home financing, I chose HBFC because it is a reliable house-building finance company with years of experience. The HBFC team guided me throughout the process, making my home financing journey smoother and easier. Today, I am living in my own home—one of the most valuable milestones of my life. If you're planning to build your own home, contact HBFC."

Nazira Ali

“HBFC is an old and highly reliable institution that has been helping Pakistanis achieve their dream of owning a home. The team at HBFC helped me at every step of the way. I sincerely recommend HBFC to people who dream of owning a home.”

Mushrab Amin

Chicago, USA

“I have been living in Saudi Arabia for the last 10 years with my son. When we thought of building a home in Pakistan, we didn’t have enough money on hand. That’s when we considered HBFC, and with their assistance, we were able to secure a home loan.”

Farzana Nasreen

Jeddah, KSA

“I needed to purchase a house in Pakistan, but due to a shortage of cash, I began searching for a home loan. After thorough research, I found HBFC to be the best option in terms of their customer dealings and quick turnaround time."

Jasim Mazahar Minhas

Jeddah, KSA

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Featured Blogs

National Policy on Housing in Pakistan

Pakistan's construction landscape is evolving, offering a choice between traditional and green building methods. Traditional construction relies heavily on standard materials readily available in the market. For instance, cement prices range from Rs. 1,390 to Rs. 1,440 per 50kg bag, with premium brands

Redefining Homes with Sustainable Green Solutions

Khyber Pakhtunkhwa Housing Structure Shows Distinct Rural Urban Patterns

Khyber Pakhtunkhwa presents a unique demographic landscape with a population of 40.86 million and a density of 401.57 persons per square kilometer. The province's distinctive feature is its predominantly rural character, with only 15.01% urban population - significantly lower than other provinces.

Balochistan Housing Market Faces Development and Access Barriers

Balochistan presents a unique demographic landscape with a population of 14.89 million spread across Pakistan's largest province by area, resulting in a sparse population density of 42.9 persons per square kilometer. The province shows distinct urbanization patterns with 30.96% urban population, growing at a remarkable annual rate of 5.19% compared.

Decoding Punjab Housing Market Dynamics and Affordability Patterns

Punjab faces significant housing challenges driven by its substantial population of 127.7 million and a high population density of 621.83 persons per square kilometer. The province's annual growth rate of 2.53% is intensified in urban areas, which are expanding at 4.24% - nearly triple the rural growth rate of 1.46%.

The State of Housing Affordability in Sindh- A regional Analysis

The housing dynamics in Sindh presents a complex interplay of demographic pressures and economic constraints, as revealed by the 2023 Census data. With a population of 55.7 million growing at 2.57% annually, and urban areas expanding even faster at 3.24%, the province faces unprecedented housing challenges.