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HBFC Home
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Ghar Sahulat Scheme (GSS)
Housing Finance for NRPs
Testimonials
“HBFC is an old and highly reliable institution that has been helping Pakistanis achieve their dream of owning a home. The team at HBFC helped me at every step of the way. I sincerely recommend HBFC to people who dream of owning a home.”
Mushrab Amin
Chicago, USA
“I have been living in Saudi Arabia for the last 10 years with my son. When we thought of building a home in Pakistan, we didn’t have enough money on hand. That’s when we considered HBFC, and with their assistance, we were able to secure a home loan.”
Farzana Nasreen
Jeddah, KSA
“I needed to purchase a house in Pakistan, but due to a shortage of cash, I began searching for a home loan. After thorough research, I found HBFC to be the best option in terms of their customer dealings and quick turnaround time."
Jasim Mazahar Minhas
Jeddah, KSA
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
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Featured Blogs
The State of Housing Affordability in Sindh- A regional Analysis
The housing dynamics in Sindh presents a complex interplay of demographic pressures and economic constraints, as revealed by the 2023 Census data. With a population of 55.7 million growing at 2.57% annually, and urban areas expanding even faster at 3.24%, the province faces unprecedented housing challenges.
Monthly Payments Matter more than Interest Rates for Housing Affordability
The article emphasizes that housing affordability is primarily determined by a household’s ability to make manageable monthly payments, rather than just the interest rates. It argues that interest rates are less significant compared to ensuring monthly payments are within a family's income capacity, especially in markets like Pakistan where income levels are low.
Inside Pakistan’s Housing Divide: Who Owns and Who Rents?
Pakistan, a country of over 240 million people, has approximately 38.29 million households, with about 81.9% of homes being owner-occupied and 11.9% rented. The housing situation varies greatly across its provinces and regions, influenced by factors such as population density, affordability, and household size.
Enhancing Housing Quality in Pakistan: Recommendations for Nationwide Improvement
The 2023 Census data on Pakistan's housing reveals substantial disparities across the nation's 38.29 million households, with 67.5% residing in pakka (permanent) structures, while the remaining 32.5% live in semi-pakka and kacha (temporary) dwellings.
Engineered Hard Wood Floors: A Stylish Way to Breathe Life into your Floors
Hard Wood has been around for over centuries, and the past few years have seen major developments in wood flooring that have extended its design potential and given hard wood new textures and looks whilst still retaining its unparalleled durability.
Sustainable Living: Creating an Eco-Friendly Home
Sustainable living is no longer merely a trend; it has become a moral responsibility to preserve and protect our planet. In Pakistan, where pollution levels are already alarmingly high, adopting eco-friendly habits within our homes can make a significant positive impact.