INTRODUCTION
HBFC is Pakistan’s
oldest specialized
housing finance
institution

HBFC stands as a cornerstone in Pakistan’s financial history. Since its inception in 1952, under the sponsorship of the Government of Pakistan, HBFC has been at the forefront of empowering individuals to achieve their dream of homeownership.

As one of Pakistan’s oldest and most prominent organizations, HBFC has been serving many generations of Pakistanis since country’s inception and is an integral part of our national heritage.

In 2007, HBFC made a strategic shift, transforming into an unlisted public limited company to adapt to the dynamic economic landscape. Today, the ownership of HBFC is a collaborative effort between the State Bank of Pakistan (SBP) and the Ministry of Finance, Government of Pakistan (GoP), with SBP holding a majority stake of 90.31%.

At the heart of HBFC’s mission is the commitment to facilitate and foster homeownership across Pakistan. This is achieved through a comprehensive range of housing financing solutions tailored to both the construction and purchase of residential properties. To ensure the effective delivery of this commitment, HBFC has strategically established a widespread presence, reaching across urban centers and peri-urban areas.

Our broad national network underscores HBFC’s dedication to housing finance and its pivotal role in driving growth and development in Pakistan’s housing sector. Whether you aspire to build a new home or purchase your dream property, HBFC is here to support you at every step.

In summary, HBFC’s pioneering history, strategic ownership, and expansive nationwide network highlight its substantial contribution to promoting and realizing homeownership in Pakistan. Explore the possibilities with HBFC – where your homeownership dreams come to life.