HBFC is striving to be a socially responsible and commercially sustainable housing finance institution.

Credit Rating


Rating by VIS:

VIS Credit Rating Company Limited has maintained the entity ratings of House Building Finance Company Limited (‘HBFC’ of ‘the DFI’) at ‘A/A-1’ (Single A/A-One). The long-term rating of ‘A’ signifies good credit quality; protection factors are adequate. Risk factors may vary with possible changes in the economy. The short-term rating of ‘A-1’ indicates high certainty of timely payment; liquidity factors are excellent and supported by good fundamental protection factors.

Outlook on the assigned ratings has been revised from ‘Stable’ to ‘Positive.’

The ratings were issued on 30 June, 2022.

Read Press Release here: http://vis.com.pk/prFile.aspx?mRatingId=38820

To view complete rating report, click here: https://docs.vis.com.pk/RatingReports/OP_00500004011_0005000.pdf



Last updated on: 19 Aug, 2022