
Mr. Imran Ahad
Managing Director & CEO
Mr. Imran Ahad joined House Building Finance Company Limited as

Mr. Imran Ahad
Managing Director & CEO
Mr. Imran Ahad joined House Building Finance Company Limited as the Manging Director and Chief Exexcutive Officer on April 19, 2021. He has been appointed by the Federal Government for a term of three years.
Mr. Imran is a seasoned banker with over 30 years of diverse experience in both domestic and international markets. He has an established track record of successfully leading multiple business functions including corporate finance, global markets, and corporate & institutional banking.
In his previous roles, he has served in leadership positions with Standard Chartered Bank in UAE, Pakistan, Bahrain and Saudi Arabia. He also headed the Wholesale Banking function for NIB Bank in Pakistan.
Mr. Ahad has a proven track record of strategic business development and building highly focused and success-driven teams. He has also served as a nominee director on the boards of PICIC Asset Management Company, Standard Chartered Leasing and Standard Chartered Modaraba.

Mr. Amin Dawood Saleh
Group Head – Treasury
Mr. Amin Dawood Saleh joined House Building Finance Company

Mr. Amin Dawood Saleh
Group Head – Treasury
Mr. Amin Dawood Saleh joined House Building Finance Company Limited in August 2022. During his career, Mr. Amin has worked for some of the leading national and international organizations, such as Standard Chartered Bank in Pakistan, U.A.E and Bahrain, Ontario Financing Authority Canada, Gulf Bank K.S.C Kuwait, Bank Alfalah Limited.
He has more than 20 years rich experience in areas, such as ALM and Treasury, Risk, Core Banking System, relationship management, investment research & analysis, trading, market & counterparty risk assessment & monitoring, corporate governance, system design & implementation and derivatives structuring.
His last role was as Head - International Portfolio Management, Derivatives and Projects at Bank Alfalah Limited.

Mr. Azher Ali Kapadia
Group Head – Internal Audit
Mr. Azher Ali Kapadia is a fellow member of the Institute of Chartered Accountants.

Mr. Azher Ali Kapadia
Group Head – Internal Audit
Mr. Azher Ali, Group Head Internal Audit is a Fellow member of the Institute of Chartered Accountants of Pakistan and has done CIA, CISA and CRISC. He has more than 23 years of local and international experience in the area of internal audit and risk management. His experience mainly relates to banking and financial sector and other service oriented fields sectors.

Ms. Faaiza Faisal
Group Head – Human Resources
Ms. Faaiza Faisal joined House Building Finance Company Limited as

Ms. Faaiza Faisal
Group Head – Human Resources
Ms. Faaiza Faisal joined House Building Finance Company Limited as Group Head - Human Resources in September 2022. A seasoned HR professional who has spent more than two decades in facilitating leaders to create more agile and productive workplaces, Ms. Faaiza has worked for some of the leading organizations in Pakistan during her career, such as Bank Alfalah, Meezan Bank, Geo TV & TCS Courier. She has rich experience in the areas of talent acquisition, training & development, employee orientation, and is well versed with HR metrics and various tools and techniques currently used in the industry. She has achieved global recognition in the function of Talent Management through international HR certifications, which include Senior Professional in Human Resources – International (SPHRi) and SCP-SHRM. She is also a member of Society for Human Resource Management (SHRM). Her last role was as Head of Human Resources with Institute of Chartered Accountant of Pakistan (ICAP).

Mr. Faisal Khan
Group Head – Risk Management
Mr. Faisal Khan joined House Building Finance Company Limited as

Mr. Faisal Khan
Group Head – Risk Management
Mr. Faisal Khan joined House Building Finance Company Limited as Group Head – Risk Management in August 2022. During his career, Mr. Faisal Khan has worked for some of the leading organizations, such as Citi Bank, Hewlett Packard (HP), CIBC & National Bank of Pakistan (NBP).
He has rich experience in areas such as Credit Risk & Credit appraisal, Enterprise Risk Management, Corporate & Investment Banking, Capital & Money Markets, Market & Liquidity Risk, Operational Risk and Model Risk.
He also has extensive experience in Basel II/III implementation, IFRS 9 and Back + Stress testing. Faisal has done Masters in Finance & Economics from University of Alberta, Canada.
His last role was as Chief Risk Officer with Sindh Bank Ltd.

Mr. Faisal Murad
Group Head – Business
Mr. Faisal Murad is responsible for strategic initiatives to...

Mr. Faisal Murad
Group Head – Business
Mr. Faisal Murad is responsible for strategic initiatives to support HBFC’s vertically integrated business objectives. He has more than 20 years of diversified professional experience in the financial sectors. He has served at various management positions; responsible for providing leadership and strategic direction in KASB Technology Limited, KASB Bank Limited, IGI Investment Bank Limited, MCB Bank Limited, Global Securities Pakistan Limited & Summit Bank Limited. He has done MBA in Marketing and attended numerous advanced level trainings from national and international institutions.

Mr. Kazim Raza Bhayani
Chief Financial Officer & Company Secretary
Mr. Kazim is a Certified Director, Associate Chartered Accountant,

Mr. Kazim Raza Bhayani
Chief Financial Officer & Company Secretary
Mr. Kazim Raza Bhayani is a Fellow Chartered Accountant, Fellow Public Finance Accountant and Certified Director. He also holds a Master’s degree in Economics and has around 18 years of experience in Finance, Audit, Internal Controls, Advisory, and Corporate Affairs.

Mr. Muhammad Kamran
Group Head – Credit Management
Mr. Muhammad Kamran, Group Head Credit Management

Mr. Muhammad Kamran
Group Head – Credit Management
Mr. Muhammad Kamran, Group Head Credit Management joined House Building Finance Company on November 01, 2019. He holds Masters degree in Business Administration (MBA) from Punjab University and Banking Diploma from IBP. He has over 28 years of experience in the areas of branch operations, credits, housing finance, credit administration, policy formulation and procedure development of mortgages.

Mr. Zahid Suleman
Chief Information Officer
Mr. Zahid Suleman joined House Building Finance Company Limited in

Mr. Zahid Suleman
Chief Information Officer
Mr. Zahid Suleman joined House Building Finance Company Limited in September 2022. He is an experienced professional with a proven record of success leading diverse technology and digital projects.
During his career, Mr. Zahid has worked for some of the most renowned organizations in Pakistan, such as Synergy Business Solutions, Securities and Exchange Commission of Pakistan, Ministry of IT & Telecom and CresSoft Pvt.
Mr. Zahid has breadth of experience in IT Strategy, IT Project Planning and Implementation, IT Operations Management, IT Audits, IT Procurement Management, BCP/DR Management, Process Re-Engineering, and related to Organizational Digitization Drives. He has done Masters in Computer Science, besides also holds CNSM, MCSE, MCP, SCSA, CISA, CISM and other professional certifications. His last role was as Head of Technology with U Microfinance Bank Ltd