HBFC is striving to be a socially responsible and commercially sustainable housing finance institution.

Promote "PM's Corona Philanthropy Drive" message through banking apps, websites, electronic & print media ads, SMS services and other telemarketing tools to convey the following message"

"Contribute PKR 20 to the Prime Minister's Corona Relief Fund by sending a blank SMS to 6677. For More ways to donate, please log on to www.pmcrf.covid.gov.pk"

Countering COVID-19: Measures Taken By House Building Finance Company Limited (HBFC)

COVID-19: Regulatory Relief to HBFC Customers

In the current pandemic of COVID-19, which has virtually slowed down the overall economic activity, House Building Finance Company Limited (HBFC) has announced a relief package for its customers. The relief package is aimed at providing relief to the Housing Finance borrowers.

The relief measures allow deferment of principal component of the monthly installment for up to 12 months. This deferment could be for period beyond 12 months or for mark-up payment or mark-up plus principal payments for certain period under re-scheduling/re-structuring of the account as has been provided hereunder.

Customers’ Eligibility:

  • *All Existing HBFC Customers.


Relief 1: Deferral in payment of principal component (alone) in monthly installment.
Deferment Period: Up to 12 months (may be revisited for *extension during deferred period).

Relief 2: Deferral in payment of mark-up component (alone) in monthly installment.
Deferment Period: Up to 06 months (to be *revisited after this period).

Relief 3: Deferral in payment of mark-up and principal components in monthly installment.
Deferment Period: Up to 03 months (to be *revisited after this period).

* Terms & Conditions apply:


To Download Application Form: Click Here

Have questions? Find out answers to some of the most Frequently Asked Questions.

Last date of submission of applications is June 30, 2020 for Relief 1 and March 31, 2021 for Relief 2 and 3.

Please visit HBFC branch nearest to you for details and submission of applications for due consideration and approval.

HBFC Branches: Availability of Services amid COVID-19 Situation

HBFC is committed to ensuring the safety of our employees whilst working towards mitigating any possible impact on our business operations. We continue to work at full capacity with most employees working from home and only critical skeletal staff at the frontlines to maintain business continuity.

Considering the ongoing situation, branch availability status will be regularly updated.

Follow the link to stay updated:


COVID-19: Public Service Message by HBFC

HBFC cares about its employees and loyal customers and feels the need to spread a message of hope and positivity in the world. Please follow these WHO guidelines and remember to stay indoors. We can all make a difference, and together we will.

Follow post link: https://www.facebook.com/2340201709584890/posts/2616975385240853/

For detailed information: https://www.who.int/emergencies/diseases/novel-coronavirus-2019

COVID-19: Measures Taken By State Bank of Pakistan (SBP)

SBP is taking a range of measures to ensure the safety of public and address the economic impact of COVID19. Policy measures taken in this regard can be read here:


COVID-19: Remote Work (Work from Home) for Female Employees & Non-Critical Staff and Alternate Day Shifts for Critical Staff

To ensure the safety and health of employees and customers and to ensure adherence to all precautions for preventing the spread of COVID-19, female employees and non-critical staff across HBFC network are instructed to work from home, whereas flexible work arrangement has been made for critical employees.

COVID-19: Precautionary Measures & Business Continuity Plan

To ensure business continuity and the wellbeing of employees and customers, instructions have been issued regarding 'Safety Measures' and 'Business Continuity Plan'.

[Circular No. HR 16/2020 dated 19-03-2020]

COVID-19: World Health Organization (WHO) Public Awareness

Please follow below link to see details:


Office Timings details

[Circular No. HR 22/2020 dated: 07-04-2020]

10:00 AM to 04:00 PM (Monday to Thursday)

10:00 AM to 01:00 PM (Friday)

Lunch & Prayer Break: 01:00 PM to 02:00 PM

COVID-19: Additional Measures

[Circular No. HR 19/20 dated 24-03- 2020]

Last updated on: 19 May, 2020